Thursday, 10 November 2016

“Black” and “White”

Termed as one of the boldest moves of the Prime Minister Narendra Modi, demonetization has led to an unprecedented financial emergency in India. The discontinuation of higher currency notes has caused India a loss of 86 % of its monetary base. Though this surgical strike by the PM would have long term benefits, it is presently causing lot of trouble to the common man.

People can be seen standing in long queues outside banks and ATMs either to exchanges their old notes or converting portions of black into white. On one side, people are committing suicides due to cash crunch and not being able to exchange the old currency, and on the other hand many are trying to dig ways to exchange their black with gold/ foreign currency/ new notes. Being Indians, we can easily come up with jugaads for various problems and so have people come up with this one too.













Foreign currency

The ones on high demand are Chartered Accountants and bankers, who are suggesting ways to save people’s black from turning into worthless piece of paper. One of the jugaads is investing in foreign currency.

Jewellery

Buyers are willing to invest in gold and diamonds and save their black so that it can later get converted into white.

Land

 People have expressed the willingness to invest in land, though the value of property would soon cut down by many folds. This step is being taken to ensure the cash doesn’t go waste.

Friends and family

An interesting one is distributing Rs. 2.5 L to near and dear ones so that they get the same deposited in their accounts and keep 10-15% out of the same. This however, doesn’t solve the problem for people with crores of black hidden under the beds.

Another decision may come soon on December 31st; let’s see which shock or surprise it brings for the country. 

The author of this opinion article is Ms. Lovleen Sharma at PR Professionals               

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